Newborn on a Budget: Everything you Need for your New Baby for under $500

You don't need to spend an arm and a leg on your new sweet bundle of joy.

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Yes, your new baby needs food, clothes, a safe place to sleep, and a few other essentials. But trust me, you don't need to spend thousands of dollars to take good care of your newborn.

You can be prepared for your new baby for under $500 with the list below. Whether you're on a tight budget, choosing a simple lifestyle, or just curious about baby-related financial matters, today's post will show you exactly how you can keep things frugal and low-clutter when expecting a baby, with specific suggestions on what to buy to save money in the first six months of your newborn’s life. This is a companion blog post to my "Minimalist Baby Registry Checklist" which lists my road-tested pre-baby purchase list, as well as a bunch of things you do NOT need to buy to capably nurture your new baby.

Today’s post here will use that list as a jumping off point and specifically address how to keep to an under $500 budget as you prepare your home for baby. Maybe you won't have a registry or baby shower, or you don't want to ask your friends and family to buy new items for your baby. Or maybe you just want to keep your registry very affordable. Whatever your situation, this list is for you if you want to outfit your home for baby for under $500. While both of my lists are minimalist, this is the EXTREMELY minimalist of the two.

While I have road-tested many of the items in my Minimalist Baby Registry Checklist post, I will be making some suggestions here for things I haven't necessarily tested, but which fit the budget, and which I would try based on good reviews, were I going to prepare for a new baby all over again for under $500. Some links below are affiliate links, and I earn a small fee if you purchase through them (at no cost to you). All opinions are my own and are not for sale.

I've also left some things off this list that are on the other list (things that seemed essential to me, but perhaps not to other people). Consider this the minimalist version of the already-minimalist registry post. Super minimalism.

Finally, I'm assuming you'll be breastfeeding exclusively for the first six months, so we won't need to leave room in this budget for formula. This is a judgment-free zone when it comes to how you feed your baby. I don’t have experience with formula feeding a newborn and it’s not ideal for a budget this tight, so I won’t be addressing it in this post.

Let's begin with the absolute essentials:

1. Infant Car Seat

Don’t leave the hospital without one. Here's one with 4.8 stars on Amazon for $89.99.

Someone on Facebook asked, wouldn’t it be better to buy a travel system that comes with a stroller? Or a seat that transitions to fit the baby when they are older?

I do recommend a travel system as a great option for quality over quantity on my other post about minimalist baby gear. However, it’s not the budget option. For those on a tight budget, it’s still cheaper to buy a car seat and stroller (or carrier for baby wearing, as I recommend below) separately, and to upgrade to an affordable front-facing carseat when the time comes and you’ve had a chance to price compare. And from a safety point of view, you want to keep your baby in a rear facing seat (like the one above) for as long as possible.

Here’s why you want to avoid spending too much money right up front before your baby comes. First of all, you won’t know your unique baby’s exact needs until they arrive and you get to know them. Secondly, you’ll be joining a new community (if you’re a first-time parent). One of the best things you can do, both for your budget and for your sanity, is to join a group for new parents as soon as possible, even if it meets only weekly or monthly. You’ll meet and befriend other parents who are going through the same life-changing transition to parenthood that you are. And you’ll be able to swap and trade things you might need for your baby, saving you lots of money. For example, one parent in the group might have purchased an extra car seat they do not need, or might have a family member with older kids who is passing down an abundance of baby stuff they are happy to share. I have found that once you form a social circle with other parents, they’ll give you money-saving secrets, second-hand buying options, and sometimes, free stuff.

2. Diapers & Wipes

Grab these (I've personally tested) great reusable diapers. You’ll want to get two sets, as each set includes six diapers, and twelve is about the minimum you’ll need if you only want to launder diapers every 24-48 hours instead of more frequently. Try these wipes so you don't have to buy disposables.

It will be worth your time to ask Google and YouTube your questions about cloth diapering. There are many helpful hygiene and sanitation tips to learn that make cloth diapering easier than one might think. (Hint #1: This technique, which was taught to me in my doctor’s office by our pediatrician in Ukraine, where many people don’t use or can’t afford disposable wipes, is easier, cleaner, and more sustainable than wipes. Update: last I checked, the video had gone private. Use a bidet or warm water from the bathroom sink faucet to rinse your baby’s bottom, soap up, rinse, and pat dry with a towel or cloth wipe.) (Hint #2: If you’re exclusively breastfeeding, diapers soiled with your baby’s bowel movements can go straight into the washing machine. Otherwise the poopy diapers will need to be pre-treated, a process that may include scraping poo off by hand and a chemical soak.)

I found it almost impossible for any cloth diaper to keep my baby dry during a 6-8 hour stretch of sleep, and a wet cloth diaper would wake my baby. So to get some sleep, I used disposable diapers (which have a larger capacity) at night. Since these aren’t in the budget, I recommend asking supportive organizations in your community to donate diapers. Do this well before your due date so you don’t have to worry about it once you’re adjusting to life with a newborn.

You may also want to check out programs, nonprofits, and religious institutions for free diapers and other baby supplies. It probably goes without saying, but if your budget is tight, stockpile as much free baby stuff as you can during your third trimester.

If you’re in the USA, try the National Diaper Bank Network (dial 211).

Total: $108.97.

3. Sleeping Situation

I love the ease of a play yard for sleeping. My children never used cribs because we found they could comfortably and safely sleep in a play yard. You could buy an after-market mattress for added comfort (see safety notes below) for a total of $131.59.

Always do your own research on safe sleep practices and check with the AAP to learn about safe sleep for infants. If you add a mattress as I recommend, make sure it fits the bottom of the play yard very snugly on all sides to avoid suffocation risk. The mattress is nice for added comfort for your baby and improves feasibility as a long-term sleeping situation, but always check with your baby’s pediatrician before adding any after-market products to a play yard that will be used as a sleeping area.

4. Feeding

For breastfeeding, you'll want a pump and bottle so that you can be away from baby during work or other activities. In the US, many states require your insurance company to provided you with a breast pump free of charge. I recommend selecting one from those free options that is listed as "hospital grade." If a free pump is not available to you, try searching for a second-hand pump for a deal. Or try this manual breast pump for $12.94 as well as this bottle and these breast milk freezer bags for a total of $29.92.

5. Clothes & Coverings

The final item on the essentials list is a few things to keep baby clothed and cozy. How about this adorable 23-piece set for $50.63? Looks good to me. Alternatively, you could take your $50 to a thrift store or a few garage sales and try to get more than 23 pieces for your new baby.

So far, our total for the essentials listed above is $411.10.

We have some room to spare in the budget to add a few more things to make your life easier:

6. Baby Carrier

For the first few months, and longer if you want, you can skip the stroller as I did and opt for a baby carrier for more skin-to-skin time. Carrying (also called "wearing") your baby has many benefits, including increasing your core strength and breast milk supply. It's also a great way to keep your baby close while freeing up your hands for the many activities hands do. Let's go with my favorite carrier, a LILLEbaby, for $77.69.

8. Organic Coconut Oil

Coconut oil is an amazing all-around moisturizer, nipple cream, and even (for some babies - ask your pediatrician) diaper rash cream. Get it for $6.69.

7. Pacifiers

While professional opinions differ on how long to use a dummy, binky, or pacifier (and whether to use them at all), what remains constant is that tired parents want a way to sooth and calm their baby at 2 am. Enter the soothie. Grab a 2-pack for $3.69.

This will bring our total to $499.17, which is neatly under our budget of $500.

Where's Everything Else?

The list you’re reading is extremely minimal, even compared to my other already-minimal list. There are so many things advertised for babies that we don't need. Therefore, they aren’t on this list, which is my most minimal.

Note that you'll need to use some things for your baby that are not listed here, things such as bath soap, laundry detergent, and a thermometer, that most adults, even non-parents, already keep supplied in their homes. You can usually use the adult version of these items for your baby’s needs as well. Some soaps for adults can be drying, so make sure you that after you wash your baby you moisturize their skin well with coconut oil or another baby-friendly lotion. You’ll also want to co-opt an old towel on which to change your baby’s diapers; you can use it on a bed, couch, or on the floor, but never leave your baby unattended there, even for a moment.

You can take wonderful care of your baby and keep them very happy and healthy with just a few well-thought-out essentials. I hope this list helps you do so in a budget-friendly way.

And, may you richly enjoy the many simple, delightful moments that parenthood offers.

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